Kiro 7 reported about the flood damage in Mosler Lofts.  The flood was a result of a resident turning her shower and leaving it running for several hours, damaging several units in the building.  Some of the condos were so badly destroyed by the water that owners had to move out for weeks.  I really empathize with that owner living directly under the flooder waking up on a Sunday morning to a big hole in the ceiling and water showering at her.  It must have been quite a sight 🙁

This is why it's important to activate your insurance policy when you closed on your home.  Condo insurance is pretty affordable and can run anywhere $150-250/per year, higher if you own a high end condo and have tons of valuables to insure.  A typical coverage will look something like this:

Dwelling ————$5,000


Loss of Use———$6,000

Personal liability$300,000

Medical payment– –$1,000

It's also a good idea to check with your insurer that your policy covers damage coming from another home because you never know, this could happen to you.


By Wendy Leung with Seattle Condo Review. A guide to Seattle condos exclusively for buyers and sellers.