Here's the low down on Gallery's latest buyer incentives:


You pick one item from Column A:


(1) 3-2-1 Rate buy down (rates starting as low as 1.875%)


(2) 3% credit for closing costs


(3) No homeowner dues until Jan 2011

You pick two additional items from Column B:


(1) $500 gift card to Crate and Barrel, Target or Best Buy


(2) 2 hours design time with an interior designer


(3) Portable Air conditioner installation


(4) $500 credit to California Closets or Bartlett Blinds


(5) 3 Hours with a professional organizer

It kind of feels like you're ordering an entree and appetizer from a restaurant prixe fixe offering.  I think many buyers would prefer a price reduction or cash but there is some value in these options (especially category A 1 and 3 which helps buyer cash flow post-transaction).